Why Concierge Physical Therapy?

Why We Choose a Direct-Pay System

At One Step PT, we’ve chosen a direct-pay system for physical therapy to provide you with the highest level of care and flexibility. By not accepting insurance, we eliminate the red tape, allowing us to focus fully on your treatment without limitations on the number of sessions or the type of care you receive. This approach gives you direct access to our expert therapists, faster appointments, and personalized treatment plans tailored to your unique needs. With our direct-pay system, you can enjoy a more streamlined and effective path to recovery, with no surprises or delays from insurance companies.

No Insurance Restrictions: Insurance companies dictate what treatments they’ll cover, often limiting care to what’s most cost-effective for them—not what’s best for you. With cash-pay therapy, your treatment plan is based on your unique needs and goals, not insurance policies. 

More Personalized Care:  In-network clinics that often double-book or limit sessions to 15-30 minutes, I only work with one patient and with smaller caseloads, I can dedicate more time to you. This leads to better outcomes in fewer visits. You will experience more one-on-one attention and a more tailored treatment plan.

Faster Access to Care: With no insurance approvals or waiting for coverage authorization, you can often get an appointment much faster than through insurance channels.

Greater Flexibility in Treatment Plans: You can discuss and choose a treatment plan without the constraints that insurance might impose, such as limited visits or only covering certain types of treatments. 

Cost Transparency – No Surprise Bills: With cash-pay physical therapy, you know the cost upfront—no hidden fees, copays, deductibles, or surprise bills months later. Many patients find that even without insurance, they pay less overall because they require fewer visits and get better results faster.

Confidentiality: Some people prefer not to have their medical history or treatment documented by insurance companies for privacy reasons. Paying out of pocket keeps your treatment more confidential.

No Need for a Referral: In many cases, you can see a physiotherapist directly without needing a referral from a doctor, saving time and the hassle of extra steps.

Insurance often limits visits to just enough to restore basic function, but cash-pay providers can work with you beyond recovery to improve strength, prevent future injuries, and optimize performance.

Invest in Your Health. Your recovery is too important to be dictated by insurance limitations. Choosing a cash-pay, out-of-network provider means faster healing, better results, and a truly customized experience tailored to your goals.

Ready to take control of your recovery? Contact us today!